Looking at this 96 4.0 5-speed. I noticed a spot in the rear passengers side wheel well. It's a shock mount that ha separated from the frame. It doesn't make the rear sag and doesn't move very much. I figured I can weld it back in place. And this jeep has 278,000 on it without a rebuild. Drive it yesterday and it still feels strong. Gonna drive it again today also.
If an insurance adjuster looked under that rig, he/she would total it instantly.
There is nothing you can do with it when it's that far gone including the frame-rails.