RIP Flat Black XJ
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Senior Member
Joined: Dec 2009
Posts: 634
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Model: Cherokee
Engine: i6 4.0L High Output
I was driving home from college to sell it (3 hour drive) and someone hit me and totaled it.
Driving down the highway, i'm in the passing lane, minivan in the middle lane, and a Camry on the on-ramp/merging lane.
The Camry somehow merged straight into the minivan, the minivan launched directly into me. I stood on the brakes while going into the grassy median...wheels locked up and I slid around a little bit. While this was happening, the minivan jumped towards the shoulder across all 3 lanes, then back across all 3 into the ditch/median. Rolled on it's passenger side, and then rocked back and forth and came down on the hood of my XJ.
I was able to drive it 80 miles home but my right front tire was all wobbles, due to the wheel being slightly bent. None of the damage is awful, but all of the following has dents, scuffs, scratches, etc:
passenger side - rear quarter, rear door, front door, fender, A-frame along the windshield, both fender flares, bent wheel, tire has shreds hanging off of it
everything else - hood, driver-side fender, front bumper, corner bumper caps, little plastic bumper caps in center of bumper, grille, headlight bezel, headlight, turn signal, piece where the Jeep emblem is, my radiator and radiator hose are now leaking, my alignment is all jacked up, steering rods may have taken some damage, I haven't looked into it too much.
Waiting to hear back from insurance, but i'm pretty sure it's totaled just because of how much would need to be replaced. Here's some pics
Before (also before my 20% tint was put on):

After:

Driving down the highway, i'm in the passing lane, minivan in the middle lane, and a Camry on the on-ramp/merging lane.
The Camry somehow merged straight into the minivan, the minivan launched directly into me. I stood on the brakes while going into the grassy median...wheels locked up and I slid around a little bit. While this was happening, the minivan jumped towards the shoulder across all 3 lanes, then back across all 3 into the ditch/median. Rolled on it's passenger side, and then rocked back and forth and came down on the hood of my XJ.
I was able to drive it 80 miles home but my right front tire was all wobbles, due to the wheel being slightly bent. None of the damage is awful, but all of the following has dents, scuffs, scratches, etc:
passenger side - rear quarter, rear door, front door, fender, A-frame along the windshield, both fender flares, bent wheel, tire has shreds hanging off of it
everything else - hood, driver-side fender, front bumper, corner bumper caps, little plastic bumper caps in center of bumper, grille, headlight bezel, headlight, turn signal, piece where the Jeep emblem is, my radiator and radiator hose are now leaking, my alignment is all jacked up, steering rods may have taken some damage, I haven't looked into it too much.
Waiting to hear back from insurance, but i'm pretty sure it's totaled just because of how much would need to be replaced. Here's some pics
Before (also before my 20% tint was put on):

After:

Senior Member
Joined: Jul 2010
Posts: 913
Likes: 6
From: Japan
Year: 2001
Model: Cherokee
Engine: 4.0 L I6
Ya you really could probably fix most of that yourself with junkyard parts and a hammer haha. Might be something to consider if they give you the option to buy it back from them after they total it.
CF Veteran
Joined: May 2011
Posts: 6,098
Likes: 250
From: DE
Year: 1988
Model: Cherokee
Engine: I6 4.0
Even if he can "easily" fix it, it's the fact that his whole plan to sell it and have a nice last drive with it was ruined by an accident. That's just ironic but it's good to hear you're alright
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Thread Starter
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Joined: Dec 2009
Posts: 634
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Model: Cherokee
Engine: i6 4.0L High Output
CF Veteran
Joined: Nov 2011
Posts: 3,603
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From: SLC, Utah
Year: 1999
Model: Cherokee
Engine: 4.0L
That shouldn't be totaled, it's all cosmetic, If it is Buy it back and Build it with the $ you have left over !
I doubt you'll have to pay 1k to buy it back Insurance companys get bids from salvage places and what you buy it back for would be an Average of what they offer to pay. I was told if mine was totaled I would have had to pay $500
If you have receipts for everything you have done to your Jeep use them to increase the value to make it harder to total. I went through this this past week I was hit Thursday and I'm getting a $3100 check to Upgrade/ Repair my Jeep After I used the Receipts for my sliders, lift, wheels, headunit, brakes, headlights, and headlight harness I was able to increase my value an kept mine from being totaled !
I would go through your insurance an let them go after the other parties insurance You get your $ faster let them do their jobs your delectable will be reimbursed from the other company and your rates will not go up since you were not the at fault party.
I doubt you'll have to pay 1k to buy it back Insurance companys get bids from salvage places and what you buy it back for would be an Average of what they offer to pay. I was told if mine was totaled I would have had to pay $500
If you have receipts for everything you have done to your Jeep use them to increase the value to make it harder to total. I went through this this past week I was hit Thursday and I'm getting a $3100 check to Upgrade/ Repair my Jeep After I used the Receipts for my sliders, lift, wheels, headunit, brakes, headlights, and headlight harness I was able to increase my value an kept mine from being totaled !
I would go through your insurance an let them go after the other parties insurance You get your $ faster let them do their jobs your delectable will be reimbursed from the other company and your rates will not go up since you were not the at fault party.
Last edited by Tom95YJ; Apr 14, 2012 at 11:51 PM.
Thread Starter
Senior Member
Joined: Dec 2009
Posts: 634
Likes: 0
Model: Cherokee
Engine: i6 4.0L High Output
Well I already bought a new car, so I want them to total my cherokee. I'll get more money that way. I already filed the claim with the at-fault insurance, but I will be using receipts to back up my prices
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