i love dealing with salesmen while looking at a jeep

well its rather sad really
i bought it brand new in 05 as the 06 model...well, my step dad was a cosigner for me since i was only 20 or so, and we got it....i was making 520 dollar a month payments, made them every month on time, no problems for 2 straight years...
well, my folks had to declare chapter 7.....when they did that, they asked the lawyers, since my step dad was a cosigner, if they needed to do anything so there wouldnt be a problem with me keeping the rubi....they said there wouldnt be a problem since he was just a co-signer....
well, 5 months later i get a call from chrysler financial telling me they are going to pick up my rubicon that week........i go "oh no no you're not...i have been paying on this thing for 2 years, all payments on time and i have the bank records to prove"
she goes "yes you are right...you have been very good about making the payments, but that isnt the problem.....it shows here your co-owner filed for bankrupcy and surrendered your 2006 jeep wrangler rubicon"
i say "whoa wait a minute....my step dad co-SIGNED for me, hes not a co-OWNER..."
she says, "well the dealer put you down as co owners"...
so in other words, the dealer screwed us over, and put my step dad down as a co-owner, while telling us and showing us on paper, he was a co-signer....
the lady actually fought for me, talking to the people at chrysler about refinancing it strictly in my name since i had been such a good customer with my prompt payments....but chrysler wouldnt hear of it....
to make an even longer story short, 2 weeks later, they came and got my rubicon................i was devistated....all the money i put into that thing alone just in monthly payments, was all thrown away....520 bucks a month i paid on that thing for 2 solid years, only to have it taken away from me, along with the money....
i bought it brand new in 05 as the 06 model...well, my step dad was a cosigner for me since i was only 20 or so, and we got it....i was making 520 dollar a month payments, made them every month on time, no problems for 2 straight years...
well, my folks had to declare chapter 7.....when they did that, they asked the lawyers, since my step dad was a cosigner, if they needed to do anything so there wouldnt be a problem with me keeping the rubi....they said there wouldnt be a problem since he was just a co-signer....
well, 5 months later i get a call from chrysler financial telling me they are going to pick up my rubicon that week........i go "oh no no you're not...i have been paying on this thing for 2 years, all payments on time and i have the bank records to prove"
she goes "yes you are right...you have been very good about making the payments, but that isnt the problem.....it shows here your co-owner filed for bankrupcy and surrendered your 2006 jeep wrangler rubicon"
i say "whoa wait a minute....my step dad co-SIGNED for me, hes not a co-OWNER..."
she says, "well the dealer put you down as co owners"...
so in other words, the dealer screwed us over, and put my step dad down as a co-owner, while telling us and showing us on paper, he was a co-signer....
the lady actually fought for me, talking to the people at chrysler about refinancing it strictly in my name since i had been such a good customer with my prompt payments....but chrysler wouldnt hear of it....
to make an even longer story short, 2 weeks later, they came and got my rubicon................i was devistated....all the money i put into that thing alone just in monthly payments, was all thrown away....520 bucks a month i paid on that thing for 2 solid years, only to have it taken away from me, along with the money....
yea, thanx XJ22...it was a bad week for me...for as long as i could, i hid it at my step sisters farm...i know it wasnt the smartest or a very legal thing to do, but i had to store it some where to buy me some time...but when i realized i couldnt do anything to keep it, i brought it back home, and said "well come get it".....
i hated feeling that helpless....notta a THING i could do....bc of the whole deal, i couldnt even get it refinanced thru another bank, like 5/3 or chase or any local banks, bc it was shown on record that it was surrendered in the bankrupcy, so no one, and i mean no one would, or could help me
so, the jeep, along with the 12,480 bucks i had spent in payments over the last 2 years, was gone
i hated feeling that helpless....notta a THING i could do....bc of the whole deal, i couldnt even get it refinanced thru another bank, like 5/3 or chase or any local banks, bc it was shown on record that it was surrendered in the bankrupcy, so no one, and i mean no one would, or could help me
so, the jeep, along with the 12,480 bucks i had spent in payments over the last 2 years, was gone
Last edited by drummerwookie; Jul 20, 2009 at 09:50 PM.
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