Hey guys,

A family friend brought up a good question while we were discussing lifting my jeep.

He said to make sure that your insurance company will cover your vehicle once it's lifted so that IF I get in an accident, they don't deny payment because I modified the vehicle.

Anyone ever have any issues with this? I have state farm and live in illinois.

 

i have had no issues! i only pay $100 a month for full coverage too. Allstate. we also have 6 cars, a 33' 5th wheel trailer and a house under their insurance so they like us lol

 

I've heard of that, but have no personal experience. My ins. company doesn't know the XJ has been modified, but I only have liability on it anyway.

 

I also have allstate. They dont know my jeep is lifted. They never asked.

 

had that prob with my old truck 01 silverado 12" lift

 

had the problem with Geico, I think. because of a 2" lift on my truck. they said they can't insure it.

 

I was never told anything. When mine was stolen I told them I had a lift and all the good stuff. I was even told I could insure all the parts I put on it.(if I wanted it to go up)

 

Speaking of insurance, I'm curious, how are you guys (and gals) insuring your vehicles? Mine has bare minimums on it, and it's nice to only pay $20 a month, but once I start really modding it I think I'll want to increase coverage. I'm just worried if something happens they'll look at it and go, "Oh, it's a '93 2wd, here's $500" even though I'm converting it to a 4wd.

 

I think we're all interested in knowing which company insures your Jeep.
Don't keep it a secret now ...

When I was insured with NJ Manufacturers they had pictures taken of my vehicle prior to insuring it. It was already lifted (but lower) and they had no issues. It was also my DD so I had full coverage.

 

i have travelers and pay $50 a month for liability and im 17 with a speeding ticket so not too bad

 

How in the hell did you get $20 a month insurance?

 

he only has liability, its 2wd, and its and older car

 

I only have liability on my wife's 1998 2wd and hers alone is $150/ mo. maybe it is because i live in a big city but that is an insane difference.

 

yea very true and the difference in miles and PO's theres a lot of things that go into that my mom works for and insurance company so i kno a little bit about it

 

I'm 20, have a 4wd from '02 and mine's only 80$/6mo for just liability. Power of allstate? . My Prelude's around $100/6, though