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my cherokee was totalled!!!

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Old Feb 26, 2011 | 09:05 PM
  #1  
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Default my cherokee was totalled!!!

I'm soooo devastated and distraught!!!! My 95 JC Sport was totalled the other day. Some lady hit me while she was talking on her cell and waving to friends she was meeting on the street. She pulled out right in front of me to make a left turn and hit me.

I dont know what to do! I love that Jeep! The damage is limited to the front bumper and side, mainly driver side, but it goes a little through the middle and passenger side. Its completely smashed in and a portion was up aginst the wheel (on driver side) The airbag went off, and I think in the state of WA if the airbag goes off its basically totalled.

I want to fix it, I talked to the body shop I brought it to and he said it was fixable, but I'll more than likely have to pay some out of pocket.

My Jeep has about 143,000 miles on it and has been very well taken care of. Other than the collision, it's in very good order. I guess my questions would be these:

Approximately how many miles do Jeeps (the engine etc...) last? (I was looking and saw one with 212,000 miles, is that common for a Jeep? Again, I've taken good care of it) I don't have very much money now, and insurance agancies always low-ball what your car is worth- any ideas for a 95 with 143,000 miles? Any kind of advice would be very much appriciated! I really want it fixed, but I don't know if thats the smartest thing to do.

Thanks
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Old Feb 26, 2011 | 09:09 PM
  #2  
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Originally Posted by 95jc
I'm soooo devastated and distraught!!!! My 95 JC Sport was totalled the other day. Some lady hit me while she was talking on her cell and waving to friends she was meeting on the street. She pulled out right in front of me to make a left turn and hit me.

I dont know what to do! I love that Jeep! The damage is limited to the front bumper and side, mainly driver side, but it goes a little through the middle and passenger side. Its completely smashed in and a portion was up aginst the wheel (on driver side) The airbag went off, and I think in the state of WA if the airbag goes off its basically totalled.

I want to fix it, I talked to the body shop I brought it to and he said it was fixable, but I'll more than likely have to pay some out of pocket.

My Jeep has about 143,000 miles on it and has been very well taken care of. Other than the collision, it's in very good order. I guess my questions would be these:

Approximately how many miles do Jeeps (the engine etc...) last? (I was looking and saw one with 212,000 miles, is that common for a Jeep? Again, I've taken good care of it) I don't have very much money now, and insurance agancies always low-ball what your car is worth- any ideas for a 95 with 143,000 miles? Any kind of advice would be very much appriciated! I really want it fixed, but I don't know if thats the smartest thing to do.

Thanks
My old 93 Country had just under 300K on it, it also had a burned out valve and other misc problems, but still started and ran everyday without hesitation.....143K is nothin', you have a long ways to go yet.
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Old Feb 26, 2011 | 09:13 PM
  #3  
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Mine has 276k on it, you have a long ways to go.
This is 400 worth of parts and about 8 hours of time:




Post pics of yours so we can get a better idea.
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Old Feb 26, 2011 | 09:16 PM
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i would take the money that they give you and just buy another one, unless it had some sentimental value...
don't let them pay you the trade in value though... and if u can prove that it was in excellent shape, they have to pay you the going price for a similar vehicle.

the engines run well over 200k miles if cared properly, the drivetrain is bulletproof, but the body that has been in an accident needs to be evaluated and repaired by a professional. especially if the airbag deployed. the inability to separate the body from the frame, makes it more difficult for an average joe to straighten and evaluate the frame and body separately.
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Old Feb 26, 2011 | 09:16 PM
  #5  
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not sure exactly how many miles mine has, but i do know that it is signifcantly north of 300,000
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Old Feb 26, 2011 | 09:18 PM
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sucks to hear...your 1st post here and its about an accident.

these jeeps will run pretty much forever, but as with any car/truck it all depends on it's maintenance history. since you said you've taken care of it, it sounds like you should fix it (if the damage isn't too bad).
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Old Feb 26, 2011 | 09:19 PM
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get an estimate from the body shop and submit that to your insurance company. if it's less than the blue book value, you should be able to demand them to repair it.

if not, argue with the insurance company saying you have well maintained the jeep and hopefully you have receipts.
never take their first offer.
start searching for basically the same jeep with same mileage and use that as leverage.
tell them to find you the same jeep in the same condition with same mileage and buy it for you.
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Old Feb 26, 2011 | 09:29 PM
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Thanks for all the posts! Appriciate it! Well looks like I can get alot of mileage out of it with it being well cared for and all. I'll defenitly take that into consideration. Again, thanks for all the great advice and photos!
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Old Feb 26, 2011 | 10:02 PM
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Originally Posted by 95jc
Thanks for all the posts! Appriciate it! Well looks like I can get alot of mileage out of it with it being well cared for and all. I'll defenitly take that into consideration. Again, thanks for all the great advice and photos!

if you don't fix it...buy it back from the insurance company and part it out here on the forums
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Old Feb 27, 2011 | 02:13 AM
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Originally Posted by Defiance665
Mine has 276k on it, you have a long ways to go.
This is 400 worth of parts and about 8 hours of time:




Post pics of yours so we can get a better idea.
Haha The xj looks sad in this pic.
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