Originally Posted by bad_idea

I didn't think this was such a deep subject.

I hear what you guys are saying. I feel like a real rebel. I'm 32, and debt free (with exception of mortgage, but it's very comfortable), have 3 months salary in savings, and trying to figure out what to do with my monthly surplus. Best part, wife quit working to stay home with our daughter. We don't go without anything of value, I have a good job but nothing too crazy. It takes discipline, but is easy once you start living like that.